Dear Shareholders, Investors, Partners, and Valued Customers,

The global economy in 2025 is expected to remain challenging, yet with glimpses of optimism. According to the International Monetary Fund (IMF), global economic growth is forecast to reach 3.2%. Major economies are striving to curb inflation without increasing unemployment, thereby avoiding recession. Nevertheless, geopolitical tensions, protectionist policies, and financial market volatility continue to pose significant risks. In Vietnam, GDP is anticipated to grow by over 8% thanks to the recovery in trade, manufacturing, and strong foreign investment inflows.

To reinforce our sense of responsibility and accelerate with the highest resolve in the final year of our five-year strategy (2021–2025)—which also marks the 46th year in TTC Group’s proud history—we launched, at the very beginning of 2025, a leadership motto:
“My Company to Build – My Assets to Preserve – My Customers to Serve.”
This concise yet profoundly meaningful message reminds us that within our shared pride lie many individual values worthy of appreciation. If over 7,000 people—working tirelessly across all business fronts—can align their distinct “My” perspectives toward a collective mission, then every activity across the TTC family will surely be sustainably effective. With such effectiveness, each individual's personal brand will be elevated, contributing to the prosperity and well-being of more than 7,000 families united under the TTC banner. And beyond that, it will play a part in building a prosperous and thriving society.

With nearly half a century of foundational strength and continuous nurturing, and with renewed determination, TTC places great faith in our ability to implement and realize the goals we have set. Even a few percentage points of effort and progress each day and each week will accumulate—like streams converging into lakes and rivers, eventually reaching the vast ocean of global integration.

Sharing in the belief of a recovering global economy, we are confident that TTC Group in particular, and the Vietnamese business community at large, will steadily move forward with unwavering determination—to break through limits and deliver greater shared value.

Wishing you health, happiness, and success!